Posts Tagged ‘insurance’

Be at peace
Be still
Be one with the world
Be one with your fellow man
Love overwhelmingly
Love everything
Forgive instantly
Let go, Let God
Don’t question nature
Embrace it
Celebrate life
Set your soul on fire
Find fulfilment
Find joy, find happiness
Find the wonder that is you
Protect the weak
Guide the lost
Love the lonely
Be at peace
Be still

By Barbara Thompson


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When God made me

When God made me he must have laughed
Him, and the angels too
He made me short and rather plain
not lamb, but mutton stew
But he gave me brains and intellect
and a strange bouquet of talent
Blonde hair, blue eyes an upturned nose
and a temper, sometimes violent
He put me on a rocky road, swirling in a storm
but he gave me love and hope and joy
that today still keeps me warm
I realise now, that this small life
has really been a test
to find my faults, my fears, the ways
that I can do my best
So don’t despair, take heed of me
and put your soul to rest
I’m living proof, that when he laughed, he laughed at me, and got it off His chest

By Barbara Thompson

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Alcohol, noun

“a colorless volatile flammable liquid that is the intoxicating constituent of wine, beer, spirits, and other drinks, and is also used as an industrial solvent and as fuel.” – Oxford Dictionary

I had to laugh when I saw the Oxford Dictionary’s definition – doesn’t it make it sound endlessly appealing to sit down with that lovely cabernet or cold beer….

I am not a “big” drinker but neither am I a teetotaller, I would probably have a couple of glasses of wine a month on average so I cannot be defined as a party animal. My experience with alcoholism in my family has clearly defined how I interact with alcohol and the uneasy relationship that I have with it.

When I was in my late teens and early twenties I was a little less controlled, I, like most of my peers, would go out, have too much to drink and feel disastrous the next day. I have great memories of fantastic friends and frivolous parties and I have memories which went on to put in the “well, I won’t be doing that again” basket but memories none the less. Alcohol is a significant part of social interaction in our society, I see this as neither good nor bad, it simply is.

I have found over the years is that how I react and interact with alcohol is dependent on how I am feeling emotionally/mentally. There are times when I can have a couple of glasses of wine and all is well, no nasty reactions, no palpitations, no regret – just a social evening with some friends like “normal” people do. Then there are other times where I have the same number of said beverage and all hell breaks loose – in my head at least, to everyone around me there would be no change, no shift in demeanour, no sense of the impending chaos that my anxiety was about to unleash on me. On one occasion, we had been out with a couple of friends, had a couple of glasses of wine, as I said, a “normal” social family evening. On the way home my daughter casually mentioned that she could smell alcohol (this would later be my trigger).

When we got home the regular routine followed and we all hopped into bed and went to sleep – I then woke up or to be more precise, my anxiety decided that a bright, beautiful quivering panic attack was the way to rip me out of my slumber and so I got up and went to the computer (my therapist had suggested I write) and started to frantically type away with the result being a litany of manic, emotional guilt, shame and regret.

This particular event had been a birthday celebration for me, I look back at it now and feel it was a wasted opportunity to experience and savour a joyful evening simply because my anxiety was so domineering that I didn’t let it give me the space to let me be. This was not the first or the last time that depression/anxiety/panic have limited my ability to experience joy and “seize the day” (more on that to follow). At the time I was still on medication and I had just entered therapy, my head was not in a good space but this was the first time I had ever written down the chaotic thoughts that raced through my head. Even now, over a year later, when I look at what I wrote I find it confronting to know that I was in such a bad space back then, but I also find it comforting to see how far I have come and how much I have to go, no longer feels like an eternity.

I will never be a “big” drinker, I choose not to simply because I don’t like the way it makes my body feel. I try and stay healthy and fit as I believe this is the best path for me to stay mentally healthy. I also know that preconditioning will always influence my perception and interpretation and as such I don’t believe that any two people experience alcohol in the same way.

 What I have learnt: I hope to guide my children to develop healthy views on all aspects of their lives and in my journey in doing this, I hope not to demonise anything but rather educate as much as possible about everything so as to provide them with the tools to make choices and decisions that best serve them.

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Thanks Neal for this great contribution, I know from my own perspective that getting down to the nitty gritty of the details and knowing that there is proof that I am not “off my rocker” seems to make the tough times a little easier. I think it would be an interesting investigation to see what the real financial cost to the medical system is in the process of  getting to the actual diagnosis of depression/anxiety/panic.

A note from Neal 

Many would know, the most common disability insurance, known as Income Protection, is designed to replace income in the event of sickness or accident preventing you from working.

Some may know, historically the largest individual contributor to claims was muscular skeletal conditions, more commonly known as back complaints.

Few realise however, over the last few years Mental Health has become an increasing contributor to the claims experience of insurance companies and now represents approximately 20% of new claims.

In addition, longer term claimants suffering secondary depression as a result of being off work for long periods are not included in these figures. Their number is expected to be significant.

White collar, professional workers appear most at risk and given current economic conditions, the number and duration of these claims have been increasing.

So, if you suffer these issues in silence and feel you are alone, think again, because your feeling of loneliness is certainly not supported by the facts.

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